Recently announced figures suggest that personal Bankruptcy numbers will continue to rise, there being both a seasonal element to the figures plus a "debt lag". The reality is that currently no one can predict just where the "debt ceiling" will be.
The ongoing UK downturn in the economy has of course had an enormous affect. Some, fighting to stay afloat for the last 2 years are finally saying "enough is enough" then seeking the help of competent debt solution companies.